As people near age 65 we begin to ask questions about Medicare and how it works. Let’s be honest. Medicare is complex and often difficult to understand. What is included in Medicare? What does it cost? Who is eligible? When can you sign up? What does it actually cover? What are the options for additional coverage? The questions go on and on. Finding the right Medicare advisor can be just as complex as understanding Medicare itself. At 3to99, we understand and we are ready to provide the advise and support you need to make the right Medicare decisions. We promise to provide:

1) Education


Our team of certified advisors understands all of the Medicare options and are prepared to walk you through your choices. We know how to discuss the options in language you can understand and help you calculate the costs for your insurance coverage and your other out of pocket expenses. Our first priority is making sure you have every question answered.

2) Options

We are advisors, not sales representatives. That means when we work with you to discuss your Medicare we make sure you know all the options. Whether you need original Medicare only, a Medicare Supplement (Medigap) Plan, a Medicare Advantage plan or a Prescription Drug plan, we are there to help you understand and make the right choice.

3) Customer Service

People matter! That means our first responsibility is to you, the customer we serve. Our team provides rapid response to your calls and emails every time. We keep our promise to keep you first.

4) Brands You Know and Trust

At 3to99 we maintain relationships with a broad array of Medicare Insurance Carriers. We are appointed to represent Aetna, Anthem Blue Cross and Blue Shield, Cigna, Coventry, Humana, Mutual of Omaha, Wellcare, and many more.

What exactly is Medicare and how does it work?